(Updated: October 14, 2014)

By using this Web site you are deemed to have read and agreed to the following Terms and Conditions:

The following terminology applies to these Terms and Conditions:  “SmartDraft”, “We” and “Us” refers to SmartDraft, Inc.  “You” and “your” refers to you, the person accessing this Web site and accepting SmartDraft’s Terms and Conditions. 

Privacy Policy

Please visit our Privacy Policy page, which establishes the privacy policy governing this Web site.

Use of This Web Site

The content of the pages of this Web site is for your general information and use only.  It is subject to change without notice.

Your use of any information or materials on this Web site is entirely at your own risk, for which we shall not be liable.  It shall be your responsibility to ensure that any products, services, or information available through this Web site meet your specific requirements.

This Web site contains material which is owned or licensed by us.  This material includes, but is not limited to, the design, layout, look, appearance, and graphics.  Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms and Conditions.

Unauthorized use of this Web site may give rise to a claim for damages and/or be a criminal offense.

Disclaimer
Exclusions and Limitations

The information and materials on this Web site are provided on an “as is” basis.  To the fullest extent permitted by law, SmartDraft:

• Excludes all representations and warranties (whether express or implied by law) as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this Web site for any particular purpose, including information or materials that is or may be provided by any affiliates or any other third party; and


• Excludes all liability for damages arising out of or in connection with this Web site.  This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things, or you have advised SmartDraft of the possibility of such potential loss), loss of opportunity, loss of goodwill or injury to reputation, losses suffered by third parties, damage caused to your computer, computer software, systems and programs and the data thereon, or any other direct or indirect, consequential and incidental damages.

The above exclusions and limitations apply only to the extent permitted by law.

Availability

You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs, and text available through this Web site.  Redistribution or republication of any part of this Web site or its content is prohibited without the express written consent of SmartDraft.  SmartDraft does not warrant that the services from this Web site will be uninterrupted, timely, error free, that defects will be corrected, or that this Web site or the server that makes it available are free of viruses or bugs.  By using this Web site, you thereby indemnify SmartDraft, its employees, agents, and affiliates against any loss or damage, in whatever manner, howsoever caused.

Links to This Web Site

You may not create a link to any page of this Web site without the prior written consent of SmartDraft.  If you do create a link to a page of this Web site, you do so at your own risk and the exclusions and limitations set forth above will apply to your use of this Web site by linking to it.

Links from This Web Site

We do not monitor or review the content of other party’s Web sites that are linked from this Web site.  Opinions expressed or material appearing on such Web sites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinion or material.  Please be aware that we are not responsible for the privacy practices or content of these Web sites.  You should evaluate the security and trustworthiness of any other Web site connected to this Web site or accessed through this Web site yourself, before disclosing any personal information to them.  SmartDraft will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright Notice

Copyright and other relevant intellectual property rights exist on all text relating to SmartDraft’s services and the full content of this Web site.

SmartDraft’s logo is a registered federal trademark of SmartDraft.  SmartDraft is a registered federal trademark of SmartDraft.

Communication

Contact information for SmartDraft can be found on our Contact Us link in this Web site.

General

The laws of the Arkansas govern these Terms and Conditions.  By accessing this Web site, you consent to these Terms and Conditions and to the exclusive jurisdiction of the Arkansas courts in all disputes arising out of such access.  If any of these Terms are deemed to be invalid or unenforceable for any reason (including and not limited to the exclusions and limitations set forth above), then the unenforceable provision will be severed from these Terms, and the remaining Terms will continue to apply.  Failure of SmartDraft to enforce any of the provisions set forth in these Terms and Conditions shall not be construed as waiver of such provisions and shall not affect the validity of these Terms and Conditions or the right to enforce each and every provision.  These Terms and Conditions shall not be amended, modified, varied, or supplemented except in writing and signed by a duly authorized representative of SmartDraft.

Notification of Change

SmartDraft reserves the right to change these conditions from time to time as it sees fit, and your continued use of the Web site will signify your acceptance of any adjustment to these terms.  If there are any changes to these Terms and Conditions, we will announce that these changes have been made on our home page and on other key pages on our Web site.  You are, therefore, advised to re-read these Terms and Conditions on a regular basis.

Your accessing of this Web site indicates your understanding, agreement to, and acceptance of the Disclaimer Notice and the full Terms and Conditions contained herein.